Terms and Conditions
The SMSF Advisers Network (the "Site") has been launched, is owned and is editorially controlled by the NTAA (the "Site Controller"). The site operates on platform developed, owned and managed by NTAA (the "Platform Operator"). The Site may contain text, music, videos, audio, interactive features, scripts, graphics, images, photos, sounds and the like (the "Content").
PLEASE NOTE: The Site, the Site Controller and the Platform Operator are not responsible for the content of third party or external websites.
If you see any mistakes or inaccuracies on the Site or if you believe there are copyright issues with any of the content, then please send an email to email@example.com.
1. Your Acceptance
By using and visiting this website, including all Content available through the Site, you signify your consent to these terms and conditions (the "Terms and Conditions"). If you do not agree to any of these Terms and Conditions, then please do not use the Site.
You warrant that you are either more than 18 years of age or possess legal parental or guardian consent, and are fully able and competent to enter into the terms, conditions, obligations, representations, and warranties set forth in these Terms and Conditions, and to abide by and comply with the same.
2. Site Access
2.1 The Site Controller grants you permission to use the Site as set forth in these Terms and Conditions, provided that: (i) your use of the Site and the Content is solely for your personal or educational use; (ii) you will not copy or distribute any part of the Site or the Content in any way without the Site Controller’s prior written consent; (iii) you will not alter any part of the Site or the Content; and (iv) you will otherwise comply with these Terms and Conditions.
2.2 You agree not to use or launch any automated system that accesses the Site in a manner that sends more request messages to the Site’s servers in any period of time than a human can reasonably produce in the same period by using a conventional online web browser. Notwithstanding the foregoing, the Site Controller grants the operators of public search engines permission to use spiders to copy materials from the site for the sole purpose of creating publicly available searchable indices of the materials, but not caches or archives of such materials. You agree not to collect or harvest any personally identifiable information, including account names, from the Site, nor to use the communication systems that may be provided by the Site for any commercial solicitation purposes.
3. Intellectual Property Rights
The Content on the Site and the trademarks and logos contained therein ("Marks") are owned by or licensed to the Site Controller, subject to copyright and other intellectual property rights under Australian and foreign laws and international conventions. The underlying software and coding on the Site is owned by the Platform Operator (except software or coding owned by third parties). Content on the Site is provided to you for your information and personal and educational use only and may not be used, copied, reproduced, distributed, broadcast, displayed, licensed, or otherwise exploited for any other purposes whatsoever without the prior written consent of the Site Controller and the respective owners. You agree to not engage in the use, copying, or distribution of any of the Content other than expressly permitted herein, including any use, copying, or distribution of any Content obtained through the Site for any commercial purposes. If you download or print a copy of any of the Content for personal use, you must ensure that all copyright and other proprietary notices contained therein remain intact.
The Site, the Site Controller and the Platform Operator, and their officers, employees or agents are not and shall not be responsible for any incorrect or inaccurate Content posted on the Site.
The Site, the Site Controller and the Platform Operator are not responsible for the accuracy or opinions expressed on websites accessed through links contained on or posted on the Site, and such websites are in no way investigated, monitored or checked for accuracy or completeness by the Site Controller.
The Site, the Site Controller and the Platform Operator take no responsibility for any third party advertisements which may be posted on the Site and they do not accept any responsibility for the goods or services provided by its advertisers.
The Site, the Site Controller and the Platform Operator do not give any warranty as to timely, secure, error- and interruption-free provision of the Site.
The Site, the Site Controller and the Platform Operator nor their officers, employees or agents shall be liable for any direct, indirect, consequential, incidental or consequential damages resulting from (i) personal injury or property damage (ii) unauthorized access or use of the Site, (iii) any bugs viruses or the like which may be transmitted to or through the Site, or (iv) any libels, errors or omissions in any Content or for any loss or damage of any kind incurred as a result of your use of the Site to the fullest extent permitted by law in the applicable jurisdiction.
The Site is controlled and offered by the Site Controller from its facilities in the United Kingdom and the Site Controller and Platform Operator make no representations that the Site is appropriate or available for use in other locations.
You agree to defend, indemnify and hold the Site, the Site Controller and the Platform Operator, their parent corporations, officers, directors, employees and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to lawyer's fees) arising from: (i) your use of and access to the Site; (ii) your violation of any term of these Terms and Conditions; (iii) your violation of any third party right, including without limitation any copyright, property, or privacy right; or (iv) any claim that any of your comments posted on the Site caused damage to a third party. This indemnity will survive these Terms and Conditions and your use of the Site.
These Terms and Conditions shall be governed by the laws of Australia. Any claim or dispute between you and the Site, the Site Controller and the Platform Operator arising from the Site shall be decided exclusively by the courts of Australia. If any provision of these Terms and Conditions is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions, which shall remain in full force and effect. No waiver of any term of this these Terms and Conditions shall be deemed a further or continuing waiver of such term or any other term, and failure to assert any right or provision under these Terms and Conditions shall not constitute a waiver of such right or provision. The Site Controller and Platform Operator reserve the right to amend these Terms and Conditions at any time and without notice, and it is your responsibility to review these Terms and Conditions for any changes. These Terms and Conditions, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by the Site Controller and Platform Operator without restriction.
Where you provide personal data to the Site such data will be used only for the service you have requested.
a) Controllers of personal information
Any personal information provided to or to be gathered by the Site is held by the Site Controller.
b) Disclosure of data
The Site, the Site Controller and the Platform Operator may use the information received to provide the Site services. Except from that stated above, the Site Controller will not disclose any of your personally identifiable information without your permission except under special circumstances, for instance if in good faith the Site, the Site Controller or the Platform Operator believe that the law requires disclosure. Any information collected will be treated confidentially.
c) Correcting/Updating/Storing personal information
The Site, the Site Controller and the Platform Operator store information only as long as it is necessary. If there are any changes to the details supplied by you it is your responsibility to inform the Site Controller as soon as possible. We strive to ensure that data collected is as accurate as possible. Individuals about whom data is held have the right to the amendment or deletion of incorrect entries within a reasonable time.
d) Security policy
Whenever the Site, the Site Controller or the Platform Operator handle personal information, regardless of where this occurs, they take every precaution to ensure that your information is treated securely.
Unfortunately, no data transmission over the Internet can be guaranteed to be 100 per cent secure. As a result, while we strive to protect your personal information, the Site, the Site Controller and the Platform Operator cannot ensure or warrant the security of any information you transmit to the Site, and you do so at your own risk.
e) Your IP address
Your IP address is used to help identify you and to gather broad demographic information about you for statistical purposes. We may use your IP address in helping to diagnose problems with our server. Your IP address may also be used to assist in the detection of fraud and we may pass this information to the police.
See details on Cookies below.
g) Google Analytics
h) Notification of Changes
For further information please contact firstname.lastname@example.org
You may not link any content on this site to a separate site without full and proper reference to the Site. Links to any content on this website must be through the Site and should not:
a) suggest the Site promotes or endorses any third party’s causes, ideas, websites, products or services
b) use the content for inappropriate commercial purposes.
You may use screen shots of the Site in print only with the Site Controller’s permission. Screen shots must appear without any alteration to the copy or graphical images. When using a screen shot, you must include the URL of the Site and give credit to the Site as follows: "Reprinted with permission from (url here) © Copyright (year of creation) the Site. All rights reserved."
Changes to online privacy laws across the EU from May 2012 mean that all website visitors should be asked for their informed consent for the use of 'cookies'. The information below is intended to provide visitors to this website with information about what cookies are, which ones are being used by this Site and how you can amend your cookie settings.
What are cookies?
"Cookies" are small pieces of information that are stored as text files on your computer's hard drive by your browser. Cookies allow websites to store your preferences, details and provide features to make your use of the website easier for future visits.
What cookies are used by this Site?
This is a temporary session cookie used to display user information while a member is logged in.
This is a cookie used by Google Analytics to identify the number of unique visitors to the website and how many times each visitor has been to the site.
This is a cookie used by Google Analytics to determine how long a visitor spends on the website.
This is a cookie used by Google Analytics together with _utmb to determine how long a visitor spends on the website.
This is a cookie used by Google Analytics to track how visitors have found the website and what pages they visit when they're on the website.
This is a cookie created and read by AddThis (social sharing button) in order to make sure the user sees the updated count if they share a page and return to it before the share count cache is updated.
More details about use of Google Analytics cookies can be found here: developers.google.com/analytics/resources/concepts/gaConceptsCookies
This Site uses Google Analytics to identify usage of the website. This software places cookies on a user's device to provide us with anonymous and aggregated usage data. Google processes personal information on servers in many countries around the world and may process your personal information on a server located outside the country where you live. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf.
Can I turn off cookies?
By modifying your browser preferences, you have the choice to accept all cookies, to be notified when a cookie is set or to reject all cookies. For more information about deleting or controlling cookies in different browsers go to: www.aboutcookies.org.
However, you should be aware that if you reject cookies you may not be able to use some of the online services provided by this Site.
The Site is committed to ensuring that this is a user-friendly site, and that people with disabilities can access it and its online content. The website has been constructed with this in mind, allowing you to set your computer to your personal settings.
You can change the settings on your computer to:
a) increase the size of text
b) increase the size of the on-screen mouse 'pointer'
c) adjust the speed and sensitivity of the mouse
d) adjust the responsiveness of the keys on a keyboard
e) change the on-screen colours to improve contrast
f) adjust the brightness or contrast on the screen.
The 'help' section of your computer should show you how to change your computer's settings.